Access Microfinance Bank Tanzania offers ATM services through Umoja Switch network system.  All Access Microfinance Bank Tanzania Umoja Switch ATM’s accept VISA and UnionPay Cards.

With Umoja ATM’s our clients can access the following:


  • 1.  ATM’s accept VISA Cards
  • 2. Our ATM debit cards which use EMV chip technology
  • 3. Get all services available from the Umoja ATM network which is distributed across Tanzania.
  • 4. Withdraw cash from Umoja ATM’s 24hrs a day seven days a week
  • 5. Balance check and Mini  statements,
  • 6. Transfer – same card holder account
  • 7. Transfer to card-less (Remittances) – A cardholder/banked customer can transfer funds to a non banked person, which is M-Pesa & Airtel cash out at Umoja ATMs